Financial problems

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Got money difficulties? Get support with the help of our panel's advice to two teachers facing genuine financial issues. Through their stories you can gain ideas on how to better manage your own finances.Pru's a teacher whose debts have grown to unmanageable proportions. She and her husband have realised that their spending habits have led to their current problems. She wants to look at how to prevent getting into further debt in the future. She and the panel also talk about the stigma of being a teacher in debt. Rita, a teacher whose earnings have dropped by several hundred pounds each month due to the ending of management allowances. She wants advice on how to reduce her monthly outgoings. The panel also discuss benefits that may be available to her.On the panel are:-Julian Stanley, Chief Executive of the Teacher Support Network-Sharon Gilbert, a financial advisor to the teaching profession-Robert Latham, a senior counsellor working for Teacherline.