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Loan Consolidation

A consolidation loan combines multiple federal student or parent loans into a single loan with one monthly payment. Consolidating loans can lower payments significantly and is managed by the U.S. Department of Education. Most federal education loans are eligible for consolidation, such as subsidized and unsubsidized Stafford loans, Perkins loans, graduate PLUS loans and nursing loans. Parent PLUS loan borrowers may also can consolidate their loans.

Student borrowers are eligible to consolidate there loans after they graduate, leave school or drop below halftime enrollment. PLUS Loans (parent borrowers) are eligible for consolidation once they are fully disbursed.


Private (Alternative) Loan Consolidation

If you have private loans (also referred to as alternative loans), you may want to consider consolidating these loans. Visit FinAid to learn more about private loan consolidation and which institutions offer this service.

Hours and Location

Dempsey Hall, Room 104
Walk-In Hours:
Mondays and Fridays
8:00 a.m.–4:00 p.m.
Tuesday, Wednesday, Thursday
10:00 a.m. - 3:00 p.m.
Schedule an appointment with your fiancial aid Counselor
Office Hours: 8 a.m.–4:30 p.m.

Mailing Address

Financial Aid Office
UW Oshkosh
800 Algoma Blvd.
Oshkosh, WI 54901

Contact Us
 (920) 424-3377
Fax: (920) 424-0284