Benefits

Graduate assistants at UW Oshkosh who are employed at least .3375 FTE for at least one semester are eligible for the following fringe benefits: health insurance, dental insurance, term life insurance, accidental death and dismemberment insurance and vision insurance.

Graduate assistants are responsible for contacting the UW Oshkosh Human Resources Office within the first 30 days of employment to enroll for these benefits. Failure to enroll during this initial open enrollment will significantly reduce your insurance options and/or insurance eligibility.

Specific information on these plans can be obtained by attending one of the fringe benefit orientation sessions offered in late summer, prior to the beginning of the academic year. Graduate assistants hired after the start of the academic year should contact the Human Resources Office for an appointment. Review the following sites prior to your orientation session.

If, after reviewing the previous sites, you wish to enroll in any of these plans, you may print and complete the appropriate application form(s) and bring with you to the orientation session.

 

Health Insurance

Comprehensive hospital, surgical, and medical benefits from Health Maintenance Organizations, Preferred Provider Plans (PPO) or the State's self-funded Standard Plan, which is a PPO.  All of the health plans, except the Standard Plan, offer a uniform benefits package.  Preventative and diagnostic dental coverage vary among plans.

 

Dental Insurance

Two plan design designations are offered.  The PPO plan includes coverage for diagnostic and preventative services; the Select plan does not.  Both cover a percentage of other services, such as fillings and crowns.  Annual $1000 benefits maximums apply to each covered member.  The member generally pays coinsurance and an annual deductible.  Benefits vary between plans.

Term Life Insurance

Initially, employees may select coverage amounts of $5000, $10,000, $15,000, or $20,000 for themselves, $5000 or $10,000 for spouses or domestic partner, and $2500 or $5000 for eligible children.  Maximum employee coverage is $200,000 for employees, $100,000 for spouse or domestic partner and $10,000 for child.  Participants will have an annual opportunity to increase coverage without evidence of insurability.  Includes a living benefit.

Accidental Death and Dismemberment Insurance

Coverage options range from $25,000 to $500,000.  Spouse or domestic partner and dependents may be covered for lower amounts.  Provides several benefits to care for family members and additional benefits for specific injuries.  Includes Zurich Travel Assist benefit when traveling 100 miles or more from home to assist with medical, legal or personal services.

Vision Insurance

The plan provides partial payment to help offset the costs of annual eye exams, frames, lenses, and contact lenses.  Benefits are greater if VSP provided is used.