Financial Literacy

My Money $$



Contact Us

You are here: Home > Types of Aid

Types of Financial Aid

Financial aid is designed to assist students in paying for the cost of education. It is a student’s responsibility to cover the cost of attendance at UW Oshkosh; however, the Financial Aid Office offers a variety of assistance sources to help students meet their financial needs.

Types of FA



Based on many factors — including academic performance, talent, achievement and financial need — scholarships are awards that do not need to be repaid, provided the enrollment period is completed.


Need-based financial aid, grants do not need to be repaid, provided the enrollment period is completed.


Loans are borrowed funds that must be repaid, with interest.


The federal work-study program finances jobs for undergraduate and graduate students with financial need, allowing them to earn money to help pay educational expenses.



Click below to learn more about the types of financial aid

Types of FA video 

Need-based aid eligibility

Financial aid awards are determined using the Expected Family Contribution (EFC) calculated on the FAFSA and the estimated UW Oshkosh cost of attendance. Need-based financial aid is available to families who demonstrate a need to help pay college costs. Need-based aid is determined by:

Cost of Attendance – EFC – Scholarship/Other Resources = Need for Financial Aid