Types of Financial Aid
Financial aid is designed to assist students in paying for the cost of education. It is a student’s responsibility to cover the cost of attendance at UW Oshkosh; however, the Financial Aid Office offers a variety of assistance sources to help students meet their financial needs.
Scholarships
Based on many factors — including academic performance, talent, achievement and financial need — scholarships are awards that do not need to be repaid, provided the enrollment period is completed.
Grants
Need-based financial aid, grants do not need to be repaid, provided the enrollment period is completed.
Loans
Loans are borrowed funds that must be repaid, with interest.
Work-Study
The federal work-study program finances jobs for undergraduate and graduate students with financial need, allowing them to earn money to help pay educational expenses.
Need-based aid eligibility
Financial aid awards are determined using the Expected Family Contribution (EFC) calculated on the FAFSA and the estimated UW Oshkosh cost of attendance. Need-based financial aid is available to families who demonstrate a need to help pay college costs. Need-based aid is determined by:
Cost of Attendance – EFC – Scholarship/Other Resources = Need for Financial Aid

