|
U W
Oshkosh Website
 Staff
and Board Member Area
| |
Current Real Estate Loan Rates
As of
10/28/09
Rates subject to change without notice
Real Estate 1st balloons up to 360 month
amortization, 2nd balloons depending on purpose**
|
Type and Term |
Note Rate |
APR |
|
1st |
|
|
|
<60
months balloon |
6.00% |
6.003% |
|
180 month fixed |
set by correspondent |
|
|
240 month fixed |
set by correspondent |
|
|
360 month fixed |
set by correspondent |
|
| |
|
|
|
2nd |
|
|
|
<36
months |
6.25% |
6.251% |
|
<48 months |
6.50% |
6.502% |
|
<60 months |
6.75% |
6.753% |
|
<72 months |
7.00% |
7.004% |
| |
|
|
|
Construction/bridge |
|
|
|
<6
months |
7.00% |
9.033% |
| |
|
|
|
Lot
Loans |
|
|
|
<24
months |
7.00% |
7.00% |
|
<36 months |
7.50% |
7.502% |
|
<48 months |
8.00% |
8.004% |
| |
|
|
|
Vacant Acreage |
|
|
|
<48
months |
8.00% |
8.004% |
| |
|
|
|
Non-owner
|
|
|
|
<36 months balloon |
7.00% |
7.005% |
|
<48 months balloon |
7.25% |
7.254% |
* Loans secured by
other items of collateral, specifically: documented vessels, airplanes, mobile
homes and collectable motor vehicles set upon discretion of President/CEO.
Household goods are not eligible for security purposes.
** For automatic transfers, payroll deduction/direct deposit, borrower may
deduct .25% from rate (not on 1st REM's, unsecured, kwik cash loans or non-owner
occupied and commercial purpose loans)
Call
(920)424-2379 to apply or
Updated 10/28/09
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